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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

— Standards

EDI and financial standards covered

Sixteen standards that concentrate the bulk of worldwide B2B and financial messaging traffic. Nine define the structure of EDI messages — EDIFACT, X12, cXML, OCI, UBL/PEPPOL, RosettaNet, OAGIS, TRADACOMS, Factur-X. Three — AS2, AS4, OFTP2 — govern their secure transport over the internet, across European automotive, and through the PEPPOL network. Two — HL7 v2.x, FHIR R5 — cover the healthcare ecosystem. And two — SWIFT MT, ISO 20022 — address interbank financial messaging. Each card states the year of creation, the official maintainer and the scope of usage in 2026.

Document standards

These standards define the structure, syntax and semantics of the messages exchanged (purchase orders, invoices, despatch advices).

Transport protocols

These protocols wrap and route the encrypted messages between trading partners.

Healthcare — HL7

Healthcare interoperability has its own family of standards, maintained by HL7 International since 1989. v2.x remains the backbone of HIS systems; FHIR R5 powers patient APIs and third-party apps.

Financial messaging

Interbank messaging has its own family of standards, distinct from commercial EDI. SWIFT MT for legacy flows; ISO 20022 for the modernisation driven by CBPR+ (cross-border), T2/T2S, CHIPS, Fedwire and CHAPS.