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MT720

SWIFT MT720 message, Category 7 (documentary credits and guarantees).

Definition

The MT720 is sent by a Transferring Bank to transfer a transferable documentary credit, in whole or in part, in favour of one or more second beneficiaries. It follows the MT700 structure and may be supplemented by an MT721 for additional fields.

Origin

Defined in the SWIFT User Handbook, Category 7 — Documentary Credits and Guarantees / Standby Letters of Credit, published and maintained by SWIFT.

Example in context

:27:1/1
:40B:IRREVOCABLE/TRANSFERABLE
:20:TRANSFERREF720
:21:ORIGCREDITREF
:59:Second beneficiary

  • MT700 — issue of the original credit.
  • MT710 — advice of a third bank's credit.

Last updated: June 20, 2026