ediverse Explore the platform

Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

Field 71A

Charge-allocation field of SWIFT MT category 1 messages.

Definition

71A is a mandatory single 3-letter code field: OUR (all charges borne by the ordering customer), BEN (all charges borne by the beneficiary), SHA (shared — ordering customer pays its own charges, beneficiary pays its own). It governs the use of fields 71F (charges deducted, passed on) and 71G (charges to be collected, for OUR).

Origin

Defined in the SWIFT User Handbook, Standards MT Category 1 — Customer Payments and Cheques, maintained by SWIFT.

Example in context

:71A:SHA

  • Field 71G — Receiver's Charges, used with 71A:OUR.
  • ChrgBr — ISO 20022 equivalent of the charge bearer.

Last updated: June 20, 2026