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Spotlight PEPPOL BIS Billing 3.0 The EU e-invoicing mandate is here — France Sept 2026, Belgium Jan 2026, Germany 2025.

ISO-PERSONAL-AUTO

ISO/Verisk program for personal auto.

Definition

PAP covers Liability, Personal Injury Protection, Uninsured Motorist, Collision, Comprehensive. Classifications use ISO Vehicle Series Rating Symbols and age/sex/territory. Carriers report unit data via the ISO Personal Auto Statistical Plan.

Origin

ISO program published since 1972 ; revised annually.

Example in context

An ISO PAP12 sticker on the policy indicates its 2012 version.

Last updated: May 15, 2026