FAPI 2-0

FAPI 2.0 simplified OAuth Open Banking profile.

Definition

FAPI 2.0 Baseline mandates these minimum requirements. FAPI 2.0 Message Signing adds JWS request/response signing. FAPI CIBA Profile 2.0 adds backchannel auth. Adopted by Open Banking Brazil, Australia CDR Consumer Data Right, UK Open Banking 4.0, Nordic Open Banking, FinJa.

Origin

OpenID Foundation FAPI WG, FAPI 1.0 Final 2021, FAPI 2.0 Baseline Final May 2024.

Usage

Standard for financial APIs and Open Banking globally (UK, EU PSD2/PSD3, Brazil, Australia, Singapore).

Related terms

• FAPI 1.0 — version précédente.
• OAuth PKCE — requis FAPI 2.0.
• OAuth DPoP — option recommandée.