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CGI-MP

Multi-bank market practice for ISO 20022, corporate-to-bank payments.

Definition

CGI-MP reduces bank-specific variants by defining a common usage of the pain.001, pain.002, pain.008 and camt messages. A corporate can therefore use the same payment file format across several banks.

Origin

An open initiative launched in 2009 and facilitated by SWIFT, which publishes the CGI-MP Implementation Guidelines for the ISO 20022 payments message family.

Example in context

A group treasurer sends one CGI-MP-compliant pain.001 to BNP Paribas, Citi and Deutsche Bank with no per-bank changes.

  • pain.001 — credit transfer initiation message covered by CGI-MP.
  • ISO 20022 — underlying messaging standard.

Last updated: June 20, 2026