ALIRT

Independent financial rating of US life insurers.

Definition

ALIRT Insurance Research analyses more than 700 indicators (capital, leverage, asset quality, profitability) to produce a 0-100 score. Used by financial advisors and institutions to identify carriers under stress. A competitor to A.M. Best, Moody's, S&P.

Origin

Founded in 2002 by David Paul. Focused on US life and annuity.

Example in context

An advisor checks a carrier's 87/100 ALIRT score before placing a client annuity.

Related terms

• NAIC — source data.