ECB-DLT

ECB DLT recherche wholesale + Digital Euro.

Définition

ECB DLT projets cles : (1) Eurosystem Digital Euro retail Investigation Phase (octobre 2021-octobre 2023), Preparation Phase (octobre 2023-octobre 2025), decision Phase 2 launch potential 2026 par Governing Council. Architecture proposed two-tier (ECB emet + commercial banks distribute), account-based + token offline, limit ~3000 euro per person. (2) Eurosystem CBDC Trial Exploratory work 2024 : Trial DLT wholesale settlement test plusieurs DLT platforms (Hyperledger Besu, Ethereum L2, IOTA, etc.) avec 45 financial institutions trial transactions reelles wholesale (Trial Phase Banque de France Project Cedar, Bundesbank Trigger Solution, Banca d'Italia TIPS-Hash-link). (3) ECB Eurosystem Hub BIS Innovation Hub Frankfurt projet Mariana CBDC AMM. ECB Position : prudente vs crypto risk private stablecoins, supports public DLT infrastructure.

Origine

ECB Strategic Review 2020-2021 inclut digital innovation ; Digital Euro Investigation Phase lance octobre 2021 ; Preparation Phase octobre 2023 ; Eurosystem CBDC Trial 2024 exploratory.

Exemple en contexte

Banque de France Project Cedar Eurosystem CBDC Trial 2024 : pilot avec Societe Generale, BNP Paribas, Credit Agricole, BBVA, Santander testing tokenized bond settlement DvP (Delivery versus Payment) Atomic via DLT custom (Hyperledger Besu based) vs traditional T+2 settlement.

Termes liés

• ECB DLT Wholesale — trial wholesale.